Terms of Service

Effective Date: September 2, 2026

Welcome to Avalon Solutions. By accessing this website, submitting information through our forms, or using our services, you agree to these Terms of Service.

Informational Purposes

Information provided on this website is for general informational and educational purposes and should not be considered individualized financial, tax, legal, or investment advice. Any recommendations regarding insurance products will depend on your individual circumstances, eligibility, and applicable product terms.

Insurance Products

Insurance products and features vary by carrier and policy. Guarantees are subject to the claims-paying ability of the issuing insurance company. Indexed universal life insurance is not a direct investment in any stock market index. Policy loans, withdrawals, fees, charges, interest, and other policy provisions may affect policy values and benefits.

No Guarantee of Eligibility or Results

Submission of information through this website does not guarantee eligibility for any insurance product, approval of an application, issuance of a policy, or any particular financial result.

Age Restriction
You must be at least 18 years of age to use this website, submit information through our forms, or consent to receive SMS communications from Avalon Solutions.

Communications

By providing your contact information, you authorize Avalon Solutions to contact you regarding your request for information or consultation as permitted by the consent you provide.

SMS Terms

If you opt in to receive text messages from Avalon Solutions, you may receive informational messages regarding your inquiry, consultation, appointment scheduling, reminders, follow-up communications, and, when separately authorized, marketing or promotional messages.

Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out of SMS communications. Reply HELP for assistance. Consent to receive marketing text messages is not a condition of purchasing any goods or services.

Carriers are not liable for delayed or undelivered messages.

Privacy

Your use of this website and submission of personal information are also subject to our Privacy Policy.

Website Use

You agree not to misuse this website, interfere with its operation, attempt unauthorized access, or use the website for unlawful purposes.

Third-Party Services

We may use third-party service providers to operate portions of our website, communications, scheduling, or other business functions. Their services may be governed by their own terms and privacy practices.

Limitation of Liability

To the extent permitted by law, Avalon Solutions is not liable for damages arising from your use of, or inability to use, this website or reliance on general information presented on this website.

Changes to These Terms

Avalon Solutions may update these Terms of Service from time to time. Updated terms will be posted on this page with a revised effective date.

Contact Us

If you have questions about these Terms of Service, please contact Avalon Solutions using the contact information provided on this website.